September 12, 2016February 3, 2021 - michelle Leave a comment

Teaching Older Children About Money

Last week I talked about how to teach your teen about money. Today’s focus will be on teaching older children (~9-12) about money.

I’ve talked several times before about how poorly my parents prepared me to be financially on my own. If my parents had been intentional with money, I would likely have avoided several mistakes I’ve made to date. My parents were not intentional in managing their finances, let alone teaching me about finances. from an early age, I watched my parents do pretty much everything you’re not supposed to do with money, so I spent most of my childhood watching my parents essentially fail at personal finance.

September 6, 2016 - michelle Leave a comment

Goal Check-In: Day 250

This post contains referral links. Please see my disclosure page for full details.

Today marks the 250th day of the year! That means it’s the 250th day of my 2016 goals, including my savings challenge. I posted an update at the 50-day, 100-day, 150-day, and 200-day marks to help me stay accountable. I’ve made it a goal to post an update every 50 days to help hold myself accountable.
My savings have had a pretty significant change due to my decision to forego my original goal of saving $7557.95 then putting it towards my debt at the end of the year. This goal changed to paying a total of $7557.95 extra on my debts throughout the year.
Here is my 250-day savings update:
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August 29, 2016February 6, 2021 - michelle 4 Comments

How We Handle Split Finances (Millennial Marriage #2)

My husband and I have split finances. We’ve been doing this since we started dating (despite having a joint bank account for 5 years). He watched his parents get divorced and have finances issues as a result of untangling their joint lives. I have strong ideals of being an independent woman who can make it on her own (cue Miss Independent).
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July 18, 2016 - michelle Leave a comment

Goal Check-In: Day 200

This post contains referral links. Please see my disclosure page for full details.

Today marks the 200th day of the year! That means it’s the 200th day of my 2016 goals, including my savings challenge. I posted an update at the 50-day, 100-day, and 150-day marks to help me stay accountable. I’ve made it a goal to post an update every 50 days to help hold myself accountable.
My savings have had a pretty significant change due to my decision to forego my original goal of saving $7557.95 then putting it towards my debt at the end of the year. This goal changed to paying a total of $7557.95 extra on my debts throughout the year.
Here is my 200-day savings update:
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July 18, 2016 - michelle Leave a comment

Managing Financial Anxiety

Financial anxiety is a term used to described the overwhelming sense of panic related to money problems. Almost everyone experiences some form of financial anxiety from time to time. It takes on many different forms: an unexpected emergency, a forgotten bill auto-drafting, losing your wallet, or a reduction in hours at work.
Money makes us all crazy. So how do you deal with financial anxiety? Read more

June 27, 2016 - michelle Leave a comment

My Top 5 Money Mistakes (And How To Avoid Them)

This post contains affiliate links to help keep FurryFinches running. For more information, please review my disclosures page.

Part of being human is making and learning from mistakes. Today I’m sharing a more personal post, looking at my 5 worst money mistakes. I’ve touched on how little I learned about money from my parents and I’m going to share the hard truths I’ve had to learn for myself.
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June 20, 2016 - michelle 4 Comments

10 Ignored Behaviors That Cost You Money

This post contains affiliate links to help keep FurryFinches running. For more information, please review my disclosures page.

Every day we make hundreds of decisions: what to wear, what to eat, where we go, what we do, what we buy, and more. Our learned behaviors play a large role in how we make these decisions: some we learned from family members, some we learned the hard way, and some are just how we learned to do it on our own. Some of these behaviors are alright and some are not great. Today I’m going to look into some of the behaviors I’ve seen or done and how they cost you money.
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June 6, 2016 - michelle 7 Comments

A Peek Into My Budget: Living on 53% of My Take-Home Pay

I’ve mentioned several times before that I’m incredibly focused on paying off my debt as soon as possible. Today I want to go more into detail on what that looks like on a monthly and yearly basis. My goal in sharing this with you is to show you how I prioritize my spending.
First of all, all the numbers and percentages are based on my take home pay from my full-time job in mental health. My husband and I have separate finances and so my example will likely look differently than your situation.
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May 30, 2016 - michelle Leave a comment

Announcements & Freebies

Recently, I’ve been creating free extras to go with my recent posts. Instead of making you chase them all down to download them, I’ve rounded them all up in my free resource library: The Furry Finches Freesource Library!

To go along with my recent series, I’ve created a workbook to help you through the entire process of creating a successful debt repayment plan. This workbook is one of the most recent items included in the library, along with the free Debt Repayment Plan checklist.

If you’d like to read through the series after you get your workbook, you can read through the series here:

If you’d like access to these freebies, and MORE, sign up now!
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May 28, 2016 - michelle Leave a comment

Goal Check-In: Day 150

Today marks the 150th day of the year! That means it’s the 150th day of my 2016 goals, including my savings challenge. I posted an update at the 50 day & 100 day marks to help me stay accountable. I’ve made it a goal to post an update every 50 days to help hold myself accountable.
Unfortunately, the past 50 days have been a significant drop in my savings. This is partially due to a decrease in my Food cash category ($250 biweekly to $150 biweekly).
Here is my 150 day savings update:
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