Today marks the 100th day of the year! That means its the 100th day of my 2016 goals, including my savings challenge. I posted an update at the 50 day mark to help me stay accountable. Previously, I probably would have bailed on my goals at this time in the year. I’ve made it a goal to post an update every 50 days to help hold myself accountable. Here is my 100 day savings update:
Have you ever heard of the Brain Dump? If not, you are seriously missing out on a magical tool to reduce your level of stress and increase productivity.
I frequently have about 25+ things running through my mind at any given time: chores, things I need to do, recipes to try, things I need to buy, post ideas, things I need to get/do for the dogs, general ideas, etc.
I can’t even imagine how it is for you parents out there! Read more
This week I’ve been really focused on saving money. I had an unexpected expense pop-up and I’ve been a little shaky on my recovery from it. As a result, I’ve been looking for additional tips and tricks to help me rebuild some savings. Here are a few of the highlights:
There are two primary schools of thought when it comes to repaying debt: the Snowball Method, and the Avalanche Method. Both methods are relatively simple. The Snowball Method focuses on paying the lowest balance off first. The Avalanche Method focuses on paying off the highest interest rate debt first. Read more
In today’s world, you hear a lot about frugality: frugal living, being frugal, the frugal lifestyle, and more. Being frugal is a great lifestyle to adopt. Just be aware when you’re looking to become more frugal: it requires significant behavior change.
Being able to make the changes necessary to become frugal requires some serious motivation. You’re basically deciding to re-learn between 25-75% of your current habits. That’s a pretty big undertaking and even more if you’re committed to long-term change.