Teaching Young Children About Money

Last week I talked about how to teach your older children about money. Today’s focus will be on teaching young children (~5-8) about money.

It is important to begin teaching your children about various aspects of life from an early age. Because money and finances will always be a part of their lives, I encourage you to begin talking to them around age 5. Read more

Teaching Older Children About Money

Last week I talked about how to teach your teen about money. Today’s focus will be on teaching older children (~9-12) about money.

I’ve talked several times before about how poorly my parents prepared me to be financially on my own. If my parents had been intentional with money, I would likely have avoided several mistakes I’ve made to date. My parents were not intentional in managing their finances, let alone teaching me about finances. from an early age, I watched my parents do pretty much everything you’re not supposed to do with money, so I spent most of my childhood watching my parents essentially fail at personal finance.

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Goal Check-In: Day 250

This post contains referral links. Please see my disclosure page for full details.

Today marks the 250th day of the year! That means it’s the 250th day of my 2016 goals, including my savings challenge. I posted an update at the 50-day100-day, 150-day, and 200-day marks to help me stay accountable. I’ve made it a goal to post an update every 50 days to help hold myself accountable.
My savings have had a pretty significant change due to my decision to forego my original goal of saving $7557.95 then putting it towards my debt at the end of the year. This goal changed to paying a total of $7557.95 extra on my debts throughout the year.
Here is my 250-day savings update:
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How We Handle Split Finances (Millennial Marriage #2)

My husband and I have split finances. We’ve been doing this since we started dating (despite having a joint bank account for 5 years). He watched his parents get divorced and have finances issues as a result of untangling their joint lives. I have strong ideals of being an independent woman who can make it on her own (cue Miss Independent).
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My Top 5 Frugal Rules

Living the frugal life is not always fun and games. Most of the time, the frugal life is irritating in one way or another. But frugal people overlook the irritants in the now for the benefits in the future.
Think of it like a diet. Most of the time, you don’t start a diet thinking, realistically, that you will achieve your goal weight/shape/size overnight. Instead, you put in the work to bring about the future you want.
Personal finance works the same way. You have to put in the work to have a better future. Read more

Cutting My Own Hair: A Frugal Experiment

There are thousands of ways to save money and I’m trying to find out which ones work best for me. This week, I decided to try something incredibly daring: cutting my own hair. I’ve never talked about this before, but I am sensitive, and a little vain, when it comes to my hair. It’s my favorite part of me and I love it dearly. So this was an emotional experience for me.
I debated on cutting my own hair, taking several things into consideration:
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Goal Check-In: Day 200

This post contains referral links. Please see my disclosure page for full details.

Today marks the 200th day of the year! That means it’s the 200th day of my 2016 goals, including my savings challenge. I posted an update at the 50-day100-day, and 150-day marks to help me stay accountable. I’ve made it a goal to post an update every 50 days to help hold myself accountable.
My savings have had a pretty significant change due to my decision to forego my original goal of saving $7557.95 then putting it towards my debt at the end of the year. This goal changed to paying a total of $7557.95 extra on my debts throughout the year.
Here is my 200-day savings update:
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Managing Financial Anxiety

Financial anxiety is a term used to described the overwhelming sense of panic related to money problems. Almost everyone experiences some form of financial anxiety from time to time. It takes on many different forms: an unexpected emergency, a forgotten bill auto-drafting, losing your wallet, or a reduction in hours at work.
Money makes us all crazy. So how do you deal with financial anxiety? Read more

Budgeting Do's and Don'ts

Budgeting isn’t the most fun activity ever but it’s very important to accomplishing your financial goals. If you don’t have a budget, you’re basically shooting blindly at your future. Trust me, there are better ways to go about it.
I’ve created a list of important do’s and don’ts of budgeting to help guide you through the minefield of budgeting. Read more