Goal Check-In: Day 200

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Today marks the 200th day of the year! That means it’s the 200th day of my 2016 goals, including my savings challenge. I posted an update at the 50-day100-day, and 150-day marks to help me stay accountable. I’ve made it a goal to post an update every 50 days to help hold myself accountable.
My savings have had a pretty significant change due to my decision to forego my original goal of saving $7557.95 then putting it towards my debt at the end of the year. This goal changed to paying a total of $7557.95 extra on my debts throughout the year.
Here is my 200-day savings update:

 Total Saved: $3,224.46

First 50 Days: $1,116.97

Automated Savings Total: $350.00
Cash Envelope Savings Total: $346.90
Weekly Challenge Total: $425.55

Second 50 Days: $1,614.28

Weekly Challenge Savings: $1001.90
Automated Savings Plan: $350
Change Envelope Savings: $262.38
Interest Earned (Capital One 360): $3.52

Third 50 Days: $493.21

Automated Savings Plan: $350
Change Envelope Savings: $140.57
Interest Earned (Capital One 360): $2.24
 

Fourth 50 Days: $420.66

Automated Savings Plan: $400
Change Envelope Savings: $17.29
Interest Earned (Capital One 360): $3.37
 
This past 3 months I hit a slump with my change envelope system. Instead of going to the bank weekly, I dropped down to monthly and haven’t been withdrawing my grocery money (I’ve been using my card instead).
My goal for the coming 50 days is to return to using cash for my grocery spending to get my change envelope back up to where it needs to be.
 
 

Total Debt: $71,982.21

Down $2,700 in the past 50 days!
 

200 Day Goal Check-in

It’s so great to be able to see ongoing progress, particularly with my debt!

How are you doing on your yearly goals?

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